Acquire Independent Merchant Payment Solutions

Provide merchants and PSPs with business continuity options, control over operational costs, improved conversion rates and enhanced customer experience, with greater flexibility and control

Greater Resilience
Maintain transaction processing continuity in the event of acquirer service disruption or business failure

Improved Cost Control
Manage down acquiring fees and decline rates and secure the most favourable pricing through a combination of local and global acquirers

Increased Conversions
Manage down acquiring fees and decline rates and secure the most favourable pricing through a combination of local and global acquirers


Smart Transaction Routing

Increase conversions and control costs by automatically routing transactions to the ideal acquirer.

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Increase conversion

by routing transactions to the acquirers most appropriate to your business sector, risk profile or geographic markets


Manage costs

by switching traffic between acquirers


Maintain customer experience

by re-routing soft-declined transactions without further customer input

Part of the Link4Pay® Web solution, our routing solutions are designed to help domestic and cross-border merchants and PSPs improve acceptance, conversion and payments performance in a cost-effective way: Transaction dispatching technology supports streamlined payments performance and improved conversion rates by powering dynamic transaction routing—allowing card transactions to be routed to different acquirers based on attributes such as BIN, card brand, IP address and risk profile to ensure that transactions are automatically sent to the most appropriate acquirer. Smart retry supports a seamless customer experience by allowing failed card transactions to be automatically re-sent behind the scenes, either to the same acquirer or an alternative one, to help complete the sale and increase acceptance levels. Our routing solutions are powered by an extensive network of acquirers, banks and alternative payment methods, utilizing these connections to increase authorization options, risk management tools and conversion rates while keeping costs minimal.

Access a Broader Range of Alternative Payment Methods

Help customers pay how they want, when they want, and quickly accommodate new payment options as they become available.

Deliver your customers’ preferred payment options and adjust quickly as these preferences change

Expand your business through a single integration giving you access to local and cross-border acquirers

Stay Flexible by Keeping Your Options Open

Build your ideal network with the ability to freely move between acquirers that best fit your needs

Integrate to aur secure gateway to access acquirers without getting locked into long-term contracts

Ensure you can secure the exemptions you need under the strong customer authentication requirements now operating in Europe

Avoid working with acquirers that no longer deliver value