Web

Merchant Payment Gateway for Cross-Border Commerce

Accept payments worldwide, gain actionable insights, route transactions via multiple acquirers to reduce cost and increase acceptance rates. One integration to handle multiple payment methods and offer you a spectrum of choices. We handle the complexity in payments to make your business and payment acceptance simple. Link4Pay is enrolled in and maintains compliance with the Payment Card Industry Data Security Standard (PCI DSS Level 1) mandated by all the major credit card brands and also PCI PIN Compliant.

Accept payments and prevent fraud: two imperatives that go hand-in-hand with a fast, flexible payments gateway that delivers on both

Multilayered fraud management

Maximize conversion, control fraud rates and manage chargebacks

Maintain Compliance

Full support for compliance with strong customer authentication requirements under PSD2

Drive Profitability

Available to PSPs and acquirers as a white-label payments platform or as an extension to your existing gateway

Benefits

Real-Time Transaction Monitoring and 99.99% Uptime

High-speed processing to handle large transaction volumes and maximum uptime. Together with 24/7/365 transaction monitoring and support via global teams Our system is scalable for peak periods and running on multiple data centers to ensure redundancy

Smart Transaction Routing

Control your transaction flow to increase your conversion rates. You’ll have everything you need to make all the right decisions to reach your full business potential.

Routing schemes based on different card types, bins, etc
Follows the conversion optimisation strategy based on dynamically calculated
Dynamic routing rules to route each transaction based on a variety of selected parameters
Dynamic routing rules to route each transaction based on a variety of selected parameters
Automated distribution of volume across providers based on their geographical location, success rates, fees, etc.
Automated distribution of volume across providers based on their geographical location, success rates, fees, etc.

Customised Hosted Payment Page

Our hosted payment page has built-in features designed to boost conversion and dynamically display local checkout experiences customized to each customer’s location, language and local currency.The checkout page design can be customized to match your website’s look and feel, and the integration requires no coding at all.

3DS management

Our system can route transaction based on 3DS results through no 3DS or 3DS frictionlesss and challenge in order to increase approval ratio

Fraud and Risk Management

Reduce fraud and chargebacks while increasing conversion through global, real-time fraud management of your online and mobile channels

Global Payouts

We offer solutions for all your needs. Pay customer, partners or suppliers anywhere in the world through instant payments through our REST API or our virtual terminal

Compliant and Secure

We help you meet the regulatory requirements and run payment processing on industry security standard

Fraud rules engine

Tokenization

PSD2 and SCA

PCI Management

Virtual Terminal

Charge a payment directly by accessing our system in any browser and key in card details or through our secure payment link via text or email.

Subscription Module

Through our API and smart portal you can now setup payment plans including installments and assign to your customers through a subscription service though text or email.

Reconciliation

Through our portal you can access all settlement information from all our acquiring parnters making reconciliation easier and simple.

Reporting Module

Through our reporting module create custom reports and export them in a CSV format to be processed within your business or access your transaction information through our REST API for full integration with your backoffice processes.

Increase Conversion. Sell More.

Reduce cart abandonment by accelerating and simplifying payment processing with Link4Pay

Create, test, and deploy payment enhancements in real-time via a user-friendly, self-service developer portal

Deploy tailored payment pages, online payments to keep customers on your site, one-click checkout, in-app payments, in-store digital wallets, smart transaction routing options and more

Analyse and optimize your payments setup with a unified view of all your transactions, including fraud